{"id":2610,"date":"2022-10-06T09:11:29","date_gmt":"2022-10-06T09:11:29","guid":{"rendered":"https:\/\/wpinsurances.com\/?p=2610"},"modified":"2023-03-23T11:20:40","modified_gmt":"2023-03-23T11:20:40","slug":"6-things-you-should-know-before-buying-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/wpinsurances.com\/6-things-you-should-know-before-buying-homeowners-insurance\/","title":{"rendered":"6 Things You Should Know Before Buying Homeowners Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2610\" class=\"elementor elementor-2610\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0cc31d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c0cc31d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48aedb1\" data-id=\"48aedb1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1dd698b elementor-widget elementor-widget-image\" data-id=\"1dd698b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/wpinsurances.com\/wp-content\/uploads\/2022\/10\/Homeowners-Insurance.jpg\" class=\"attachment-full size-full wp-image-2920\" alt=\"Homeowners Insurance\" srcset=\"https:\/\/wpinsurances.com\/wp-content\/uploads\/2022\/10\/Homeowners-Insurance.jpg 800w, https:\/\/wpinsurances.com\/wp-content\/uploads\/2022\/10\/Homeowners-Insurance-300x150.jpg 300w, https:\/\/wpinsurances.com\/wp-content\/uploads\/2022\/10\/Homeowners-Insurance-768x384.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eae0cd elementor-widget elementor-widget-text-editor\" data-id=\"4eae0cd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>A comprehensive homeowners insurance policy can be an invaluable tool if your home sustains damage or if someone\u2019s injured on your property. But to get the best coverage and service from your insurance company, it helps to understand how <a href=\"https:\/\/wpinsurances.com\/homeowners-insurance\/\"><strong>homeowners insurance<\/strong><\/a> works before you sign on the dotted line. Here are six things you should know about homeowners insurance before buying<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00b92f3 elementor-widget elementor-widget-heading\" data-id=\"00b92f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 26-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">(1) What Is Homeowners Insurance?<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1822fd3 elementor-widget elementor-widget-text-editor\" data-id=\"1822fd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tHomeowners insurance protects your home and any structures on the property from both natural disasters and accidents. It also covers personal property, liability, and medical costs. The best homeowners insurance is the one that will protect you and your family against all of these risks while fitting your budget. When it comes to finding the best home insurance, there are a few factors you should consider before making a final decision. First, it&#8217;s important to read through the policy documents in detail to make sure that you understand all of what&#8217;s covered by your policy. Second, homeowners insurance is often sold as part of a package with other types of coverage like a car or life insurance so be sure to compare rates across different providers for the best deals.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1d3758 elementor-widget elementor-widget-heading\" data-id=\"a1d3758\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">(2) How Much Coverage Do You Need?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c330bf1 elementor-widget elementor-widget-text-editor\" data-id=\"c330bf1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tKnowing how much coverage you need, before buying a policy, is the key to getting the best home insurance. This means understanding your needs and creating a list of what should be covered in your policy. Many people just buy a standard homeowners insurance policy without knowing the specifics of their home or family&#8217;s needs. But it is important to know that there are different levels of coverage for both your house and personal belongings. For example, if you have valuables such as jewelry or expensive art pieces, then you might need additional coverage for those items.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99f41ba elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"99f41ba\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/wpinsurances.com\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> How much coverage do I need? <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> What does my deductible look like? <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> How often can I expect to file a claim? Many factors go into deciding how often someone files a claim on their home insurance. I<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Can my agent help me choose the best homeowners insurance plan? <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">What happens if I cancel my policy early? Some companies will charge a penalty fee while others don't charge anything. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Why should I shop around when it comes to finding the best homeowners insurance? Shopping around allows people to compare rates between multiple companies.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea8499 elementor-widget elementor-widget-heading\" data-id=\"4ea8499\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">(3) Is It Worth Getting An Agent?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d063280 elementor-widget elementor-widget-text-editor\" data-id=\"d063280\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tIf you want to get the best home insurance, it&#8217;s worth hiring an agent. Agents will be able to give you a better rate than you can find on your own. Agents are also insured, so there is less risk of fraud. You&#8217;ll have an expert who understands how insurance works and what options best fit your needs. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92811f0 elementor-widget elementor-widget-text-editor\" data-id=\"92811f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t1) A good agent will shop around for the best rates available. Once they find them, they\u2019ll compare them with other quotes to make sure that they&#8217;re competitive and appropriate for you and your situation. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39f3a97 elementor-widget elementor-widget-text-editor\" data-id=\"39f3a97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t2) Insurance agents have licensed professionals who know more about home insurance than just about anyone else &#8211; even real estate agents or mortgage brokers who handle mortgages only part-time! \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6bc920 elementor-widget elementor-widget-text-editor\" data-id=\"a6bc920\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>3) Insurance agents don&#8217;t work for the companies whose policies they sell.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03d8acb elementor-widget elementor-widget-text-editor\" data-id=\"03d8acb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>4) They get paid by commission, meaning that their financial interest in recommending a policy doesn&#8217;t come from commissions based on how much you buy from them.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f15b56f elementor-widget elementor-widget-text-editor\" data-id=\"f15b56f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>5) Agents usually offer free or low-cost consultations; this allows you to ask questions and learn about different policies before making any decisions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dee10a elementor-widget elementor-widget-text-editor\" data-id=\"1dee10a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>6) It may be hard to find an agent if you&#8217;re self-employed, but most states allow people in these circumstances to apply for non-traditional policies through insurers directly without having someone do it on their behalf.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba0fa76 elementor-widget elementor-widget-heading\" data-id=\"ba0fa76\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">(4) Common Home Insurance Claims<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36f3eb5 elementor-widget elementor-widget-text-editor\" data-id=\"36f3eb5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>1. Homeowners insurance covers damage to your home and possessions from natural disasters and other covered events such as fire, theft, or vandalism.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69c8f10 elementor-widget elementor-widget-text-editor\" data-id=\"69c8f10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t2. The deductible is the amount of money you must pay toward a claim before your insurer pays the rest. In many cases, your deductible will be equal to the cost of your premium for one year; but in others, it can be much higher sometimes up to 10 percent. That\u2019s why it\u2019s important to think about what size deductible works best for you especially if you want coverage against big-ticket losses like a roof collapse or storm damage that requires  repairs. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-263ca12 elementor-widget elementor-widget-text-editor\" data-id=\"263ca12\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>3. You may have coverage gaps even after paying into an insurance policy because most homeowners&#8217; policies do not cover floods or earthquakes, though they may offer limited protection against hurricanes and tornadoes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ee4955 elementor-widget elementor-widget-text-editor\" data-id=\"1ee4955\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t4. Many homeowners don&#8217;t know they need separate flood insurance until they file a claim and discover their homeowner&#8217;s policy won&#8217;t help them recover their losses and that most flood policies require buyers to purchase coverage within many days of taking out a mortgage on a property at risk of flooding. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-732353d elementor-widget elementor-widget-heading\" data-id=\"732353d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5) Dealing With Different Types Of Damages<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d99af92 elementor-widget elementor-widget-text-editor\" data-id=\"d99af92\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tDifferent types of damages will affect the price of homeowners insurance you will have to pay. For example, a broken window can cost around $250 to fix. However, if your house is damaged by a fire and needs a new roof and siding, it could cost more than $10,000. If you live in an area that has frequent flooding or earthquakes this can also affect the price of your home insurance. Flood damage might not be covered at all with homeowners insurance but earthquake damage might be covered. It&#8217;s important to know what your policy covers before purchasing one.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b7e287 elementor-widget elementor-widget-heading\" data-id=\"8b7e287\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">6) Read Your Policy Carefully<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df591c8 elementor-widget elementor-widget-text-editor\" data-id=\"df591c8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tBefore you buy homeowners insurance, take a few minutes to read the fine print of your policy. Many policies are loaded with exclusions that can leave you unprotected if something goes wrong. For example, most policies will not cover damage from floods, earthquakes, or windstorms. If you don&#8217;t know what you&#8217;re getting into with your homeowner&#8217;s insurance coverage, it&#8217;s worth taking the time to read up on what might be excluded.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9474e97 elementor-widget elementor-widget-text-editor\" data-id=\"9474e97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you have any homeowners insurance questions or would like to learn more about our products and services, contact us today. You can\u00a0get in touch with us online\u00a0or by phone at\u00a0<a href=\"tel:5163238558\">(516) 323-8558<\/a>.\u00a0We would be happy to help you on your journey to protecting your home.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e8b29e elementor-widget elementor-widget-button\" data-id=\"5e8b29e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/wpinsurances.com\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A comprehensive homeowners insurance policy can be an invaluable tool if your home sustains damage or if someone\u2019s injured on your property. But to get the best coverage and service from your insurance company, it helps to understand how homeowners insurance works before you sign on the dotted line. Here are six things you should [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buying Homeowners Insurance | 6 Things You Should Know<\/title>\n<meta name=\"description\" content=\"A comprehensive homeowners insurance policy can be an invaluable tool if your home sustains damage or if someone\u2019s injured on your property.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wpinsurances.com\/6-things-you-should-know-before-buying-homeowners-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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