When an employee dies because of work-related illness or injury, his or her dependents qualify to receive the death benefits associated with workers’ compensation.
In New York, a spouse and minor children are regarded as primary dependents. A surviving spouse may typically receive benefits for the rest of his or her life except if they remarry.
If a spouse decides to remarry, he or she may be given a lump sum equivalent to two years of the benefits. If children are not there, the spouse gets 66.67 percent of the average weekly wage.
In case of surviving children, the rate is the same but 36.6 percent of the weekly wage goes to the spouse and the remaining 30 percent is split equally among children.
The benefits for children end when they attain 18 years of age, or 23 years if they’re students.
The bereaved family can also receive up to $6,000 as funeral expenses as part of the death benefits of workers’ compensation.
As you can see, workers’ compensation is important to both employers and employees.
Call Pamphile Insurance Brokerage, LLC today at (516) 323-8558, for consultation on workers’ compensation in NY as well as NJ.