Before getting the best commercial auto insurance NY quote for your business, consider the following factors:
The number of vehicles and drivers – Commercial auto insurance in NY bases their costs on the number of cars and drivers the company wants to insure. Some offer another option of insurance known as fleet insurance to companies with a fleet of vehicles and drivers to insure. Fleet insurance is less costly compared to commercial auto insurance.
Business location – The Company’s location will affect the price quotation. What determines the quote are odds on issues like the area’s theft rates.
The vehicles to be insured – The type of cars the company has will determine the cost of insurance. For example, sporty cars are expensive to insure than sedan vehicles.
Drivers’ field records – If the company drivers have clean driving records, the premium will be cheaper.
Antitheft and safety gear – If the vehicles are fitted with anti-theft and safety accessories such as GPS systems, alarms, or airbags, the costs will be lower.