Motorcycle insurance in NY also offers other small coverages that are cheap and mostly overlooked. They include:
Towing & storage coverage – This coverage pays for towing and storage charges of the motorcycle after the accident. It also covers fuel delivery and minor repairs when the bike runs out of fluids, gets stuck or breaks down.
Accessory coverage – It pays for loss of accessories or any damage caused to them. The accessories include safety equipment, modifications, custom paint, and wheels, among others.
Trailer coverage – Trailer coverage pays for the trailer that transports the bike when it has broken down.
Rental coverage – This coverage covers the expenses used to rent a replacement motorcycle after an accident.
Trip interruption coverage – Trip coverage pays for expenses incurred when the motorcycle breaks down far from home. They include food, lodging, and transport.